Understand how your money evolves,
take charge of your finances.
Mind Your Budget
Define your budget, balance the books once a month. Budget does the rest.
This is Budget
Your numbers at a glance
The Dashboard sums up the month: what is available, what comes in and goes out, savings, cushion and financial freedom, and the curve of the coming months. If a month falls short, it tells you before it arrives.
And along the way, you learn to read your money
Every figure explains what it is and where it comes from. No jargon.
- 50/30/20 rule
- Half of what comes in for needs, 30% for wants, 20% for saving. Budget tells you where you stand.
- Cushion
- How many months of essential spending what you hold covers. Three to six is usual; you set the target.
- Financial freedom
- How many months you'd live without income at today's spending. A number, not a philosophy.
Your data, yours alone
- Budget has no access to user data: only you see yours.
- No bank connection: you don't have to give anybody your credentials.
- No analytics or third-party services: nothing leaves the server.
- Take your data with you whenever you want and delete it with one button.
How it works, in three steps
- 1
Say what repeats, build your budget
Salary, rent, electricity, gym: each with its amount, frequency and day. If you already have it in a spreadsheet, upload it and Budget proposes the lines.
- 2
Look at the coming months
Budget projects each account's balance twelve or eighteen months ahead. See how your money evolves. Spot the weak month before it arrives. Stay in control.
- 3
Reconcile once a month
Reconcile the balance by hand or by loading a statement. What was planned is confirmed, what was missing comes in, and the real balance closes the month.
What Budget doesn't do
- It doesn't ask for your bank credentials. You enter the data you choose, by hand or by loading a statement: you are in control of your data.
- It doesn't tell you what to invest in and sells nothing, and that one is a decision. The calculations are guidance, not advice.
- It doesn't log every coffee for you. It records what repeats and helps you reconcile the rest.
Start with sample data or with your own
Creating the account takes a minute; seeing how your money evolves, less than ten.